Loan Products & Options
-
A Conventional loan isn’t backed by the government like FHA, VA, or USDA loans. While it may require a higher down payment, it offers more flexibility and fewer restrictions.
-
Insured by the Federal Housing Administration, FHA loans have flexible guidelines, making it easier to qualify for buying or refinancing a home—especially for those who may not meet conventional loan requirements.
-
Backed by the USDA, this loan offers no down payment for eligible low- to moderate-income buyers in approved rural and suburban areas, making homeownership more accessible.
-
Backed by the U.S. Department of Veterans Affairs, VA loans offer affordable home financing for eligible veterans, service members, and surviving spouses—helping them achieve homeownership with great benefits.
-
Refinancing replaces your current mortgage with a new one tailored to your goals—potentially lowering payments, saving money over time, and improving your financial outlook.
-
A renovation loan lets you finance a home and its repairs in one loan—perfect for homes with potential that need a little work, saving you time and money.
-
Fairway offers programs to help cover your down payment—ideal if you're short on savings or want to explore what assistance you may qualify for.
-
Designed for medical professionals, this loan accounts for challenges like student debt and frequent moves—offering flexible solutions tailored to your unique needs.
-
An ARM starts with a fixed rate, then adjusts over time based on market changes—meaning your monthly payment may go up or down.
-
For homeowners 62+, a reverse mortgage converts home equity into cash. It can eliminate monthly mortgage payments and support retirement goals.
-
A Jumbo loan lets you finance a home above standard loan limits set by the FHFA—ideal for higher-priced properties.
-
A fixed-rate loan means your interest rate stays the same for the life of the loan—no matter the loan type—providing stability and predictable monthly payments.
Non-QM Loan Options
-
DSCR loans are ideal for investors who qualify using rental income instead of personal income, with approval based on the property's cash flow.
-
Perfect for Airbnb, VRBO, or long-term rentals, these loans are based on projected rental income and offer flexible terms for property investors.
-
Designed for self-employed or gig workers, these loans use 12 months of personal or business bank statements to qualify—no tax returns required.
-
Great for freelancers or independent contractors, this loan type is based on one year of 1099 income and doesn’t require W-2s.
-
Borrowers can qualify using CPA-prepared or self-prepared profit and loss statements, making it a flexible option for self-employed applicants with limited documentation.
-
These loans allow you to qualify using assets like bank, retirement, or investment accounts, ideal for high-net-worth individuals with limited verifiable income.
Who These Loans Are For:
Self-employed borrowers
Real estate investors
Credit-challenged individuals
Foreign nationals
High-net-worth borrowers
Mortgage Calculators
HELOC Payment
Calculator
POSSIBLE MONTHLY PAYMENTSFigure out your monthly minimum payment for your home equity line of credit (HELOC)REFINANCE
Calculator
See options that may reduce your monthly payment* or get cash out.
MONTHLY & TOTAL PAYMENTmonthly Payment
Calculator
BREAKDOWN & SCHEDULECalculate what your potential mortgage options could be.HOME AFFORDABILITY
Calculator
HOW MUCH CAN YOU AFFORD?Estimate your potential home price based on income and other factors.rent vs buy
Calculator
TOTAL COST & COMPARISONSee the possible upside to purchasing a home instead of renting.
MORTGAGE COMPARE
Calculator
COMPARE LOAN COSTSCompare the remaining balance on different scenarios after a set amount of years based on terms and rates.
